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Some people look at vacation travel insurance as a way to mitigate the risks of unpredictable situations that can disrupt their travel schedule. This type of insurance is available to anyone who wants peace of mind that they will be compensated if anything does crop up that may cause their plans to be derailed.
Here are several areas that may warrant the purchase of vacation travel insurance:
1. Trip Cancellation or Interruption
2. Flight Connection was missed due to airline schedule
3. Travel Delays due to weather
4. Medical Emergency and hospital care (Accident or Sickness)
5. Baggage Delay or Loss
Gravity Gardener
http://gravitygarden.com/why-we-need-i nsurance/vacation-travel-insurance.html